Eastern Bankshares, Inc. (EBC) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Eastern Bankshares, Inc. (EBC) is a regional banks company. The company reports annual revenue of $113M and net income of $120M.
What to check next
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Eastern Bankshares, Inc. Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Eastern Bankshares, Inc. Financial Health ScoreFY2025
Moderate health; several metrics need attention
+8 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
About Eastern Bankshares, Inc.
- Industry
- Regional Banks
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Profitability Data Under Review2nd consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profitability metrics are being verified. Some SEC filing data may require additional validation.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Eastern Bankshares, Inc. 8-Year Revenue, Profit & Cash Flow History
Revenue has grown at a -2.8% CAGR over the past 7 years.
Annual Financials
FY2025 - FY2018| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $134.1M(+19.1%) | $112.6M(+46.5%) | $76.9M(-0.6%) | $77.3M(-50.5%) | $156.2M(+1.0%) | $154.7M(-0.9%) | $156.2M(-4.8%) | $164.1M |
| Net Income | $88.2M(-26.2%) | $119.6M(-48.5%) | $232.2M(+16.2%) | $199.8M(+47.9%) | $135.1M(+494.2%) | $22.7M(-83.2%) | $135.1M(+10.1%) | $122.7M |
| Total Assets | $30.6B | $25.6B | $21.1B | $22.6B | $16.0B | $16.0B | $11.6B | $11.4B |
| Total Debt | - | - | - | - | - | - | - | - |
| Total Equity | $4.3B | $3.6B | $3.0B | $2.5B | $1.6B | $3.4B | $1.6B | $1.4B |
| Profit Margin | 65.8% | 106.2% | 302.1% | 258.4% | 86.5% | 14.7% | - | - |
| ROE | 2.0% | 3.3% | 7.8% | 8.1% | 8.4% | 0.7% | 8.4% | 8.6% |
| ROA | 0.3% | 0.5% | 1.1% | 0.9% | 0.9% | 0.1% | 1.2% | 1.1% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.1M | $33.0M | $32.5M | $31.1M | $30.1M | $28.9M | $20.4M | $19.6M |
| Net Income | $-217,666,000 | $106.1M | $100.2M | $-217,666,000 | $-6,188,000 | $26.3M | $38.6M | $59.1M |
| Total Assets | $30.6B | $25.5B | $25.5B | $25.0B | $25.5B | $21.0B | $21.2B | $21.1B |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Eastern Bankshares, Inc. Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
Annual Dividends
2021 - 2025| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Dividend/Share | $0.30 | $0.40 | $0.41 | $0.45 | $0.38 |
| YoY Growth | - | +33.3% | +2.5% | +9.8% | -15.6% |
| Payments | 4 | 4 | 4 | 4 | 3 |
| Increased | - | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Updated Jun 30, 2026
Eastern Bankshares, Inc. Free Cash Flow & Dividend Coverage
Cash Flow History
FY2018 - FY2025| Metric | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $205.0M | $196.2M | $69.9M | $196.2M | $229.9M | $261.7M | $283.8M | $432.4M |
| CapEx | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF Margin | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026
Eastern Bankshares, Inc. Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for EBC.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Eastern Bankshares, Inc. FAQ
What is Eastern Bankshares, Inc.'s annual revenue?
Eastern Bankshares, Inc. (EBC) reported $113 million in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Does Eastern Bankshares, Inc. pay dividends?
Yes, Eastern Bankshares, Inc. pays regular dividends. View the full dividend history and payout analysis on this page.
What is Eastern Bankshares, Inc.'s financial health score?
Eastern Bankshares, Inc. has a financial health score of 60/100 (Grade: C), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Eastern Bankshares, Inc. financial data are available?
8 years of financial data are available for Eastern Bankshares, Inc. from FY2018 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.