Dave Inc./DE Financial Ratios
DAVE / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
55.5%
Profit Margin
35.3%
Net Income / Revenue
Asset Turnover
1.14
Revenue / Total Assets
Equity Multiplier
1.38
Total Assets / Equity
Composite: 55.5% (reported: 55.5%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$182.2M
EBITDA Margin
32.9%
Liquidity
Current Ratio
3.83
Quick Ratio
3.83
Solvency
Interest Coverage
41.18
Efficiency
Asset Turnover
1.14
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2025 · SEC 10-K · Updated Jul 2, 2026
Earnings Quality
Accrual Ratio
-23.9%
-1.5pp YoY
Earnings are primarily supported by operating cash flow.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.