Company / FCF Margin
Dave Inc./DE FCF Margin History
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
52.3%
FY2025
5-year range
-22.3% / 52.3%
FY2021-FY2025
Trend
+45.3%
vs FY2024
Sector context
#45 of 206
Financials
What the data says
Dave Inc./DE's fcf margin of 52.3% is higher than 78% of companies in the Financials sector (FY2025). FCF Margin has increased for 3 consecutive years, from -22.3% in FY2022 to 52.3% in FY2025.
Based on SEC 10-K filings.
52.3% in FY2025 with a 3-year CAGR of +74.6%. Top quartile in the Financials sector.
Improved from 12.8% to 52.3% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +74.6pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Top 22% in FinancialsTop 22% of 206This company 52.3% Sector average 207.7%
▼
-74.8% below sector average
Key checks
Key Insights
- Dave Inc./DE's fcf margin has grown for 3 consecutive years.
- In FY2025, fcf margin increased 45.3% year-over-year.
- Currently 155.4pp below the Financials sector average.
- Lowest fcf margin in the period was in FY2022.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 52.3% | +45.3% |
| FY2024 | 36.0% | +182.0% |
| FY2023 | 12.8% | +157.3% |
| FY2022 | -22.3% | -3611.7% |
| FY2021 | -0.6% | - |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026