SEC 8-K/A
SEC 8-K/A: Item 5.07
Official SEC filing update. Items: 5.07.
Item 5.07Accession 0001488813-26-000076
Customers Bancorp, Inc. (CUBI) Financials, Dividends & Stock Info
Explore comprehensive financial data for Customers Bancorp, Inc., provided completely free. Analyze revenue, net income, profit margins, dividend history, and key financial ratios to make informed investment decisions.
Data as of (602 days ago)|Source: SEC EDGAR
The information on this page is for informational purposes only and does not constitute investment advice, financial advice, or any recommendation. Billiver does not recommend buying, selling, or holding any security. Past performance is not indicative of future results.
Data may be delayed and accuracy is not guaranteed. All investment decisions are solely your responsibility. Verify information independently and consult a qualified financial advisor before investing. About · Methodology
CUBIFinancials
Customers Bancorp, Inc. (CUBI) is a regional banks company. The company reports net income of $181M.
Customers Bancorp, Inc. Key Financials
Net Income (TTM)↑ 23.5%
$181.5M
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Customers Bancorp, Inc. Financial Health ScoreFY2025
0/100
Below average; significant concerns in multiple areas
+7 pts YoYProfitability40Efficiency65
This Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Customers Bancorp, Inc. Official SEC Updates
Official filing updates from SEC EDGAR. Billiver stores internal evidence snapshots for verification, but this page links to the SEC source instead of republishing full filing text.
Open SEC filing
SEC 8-K
SEC 8-K: Item 5.02, 5.07
Official SEC filing update. Items: 5.02, 5.07.
Item 5.02, 5.07Accession 0001488813-26-000073
SEC 10-Q
SEC 10-Q
Official SEC filing update.
10-QAccession 0001488813-26-000068
SEC 8-K
SEC 8-K: Item 2.02, 7.01, 9.01
Official SEC filing update. Items: 2.02, 7.01, 9.01.
Item 2.02, 7.01, 9.01Accession 0001488813-26-000062
SEC 8-K/A
SEC 8-K/A: Item 9.01
Official SEC filing update. Items: 9.01.
Item 9.01Accession 0001488813-26-000057
Source: SEC EDGAR · 5 filings
Informational only. Not investment advice.
Customers Bancorp, Inc. Recent Events
Shareholder VoteAmended
Leadership Change
Shareholder Vote
Earnings Results
Leadership Change
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC 10-K · Updated Feb 28, 2026
About Customers Bancorp, Inc.
Customers Bancorp, Inc. is a publicly traded bank holding company and parent of Customers Bank. The company has more than $20 billion in assets with over 600 employees located across Illinois, Massachusetts, New Jersey, New York, Pennsylvania and Washington, D.C., ranking in the top 100 banks in the United States. Jay Sidhu is its chairman and chief executive officer and the company is headquartered in West Reading, Pennsylvania. His son, Sam Sidhu, is the chief executive officer of Customers Bank.
- Industry
- Regional Banks
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Profitability Data Under ReviewNet Income (TTM)$181M
Profitability metrics are being verified. Some SEC filing data may require additional validation.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Balance Sheet Data LimitedInsufficient data to assess financial health.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC 10-K · Updated Feb 28, 2026
Customers Bancorp, Inc. 10-Year Revenue, Profit & Cash Flow History
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - |
| Net Income | $224.1M(+23.5%) | $181.5M(-27.5%) | $250.1M(+9.7%) | $228.0M(-27.5%) | $314.6M(+137.3%) | $132.6M(+67.1%) | $79.3M(+10.6%) | $71.7M(-9.1%) | $78.8M(+0.2%) | $78.7M(+34.3%) |
| Total Assets | $24.9B | $22.3B | $21.3B | $20.9B | $19.6B | $18.4B | $11.5B | $9.8B | $9.8B | $9.4B |
| Total Debt | - | - | - | - | $0 | $4.4B | $350.0M | $0 | - | $180.0M |
| Total Equity | $2.1B | $1.8B | $1.6B | $1.4B | $1.4B | $1.1B | $1.1B | $956.8M | $921.0M | $855.9M |
| Profit Margin | - | - | - | - | - | - | - | - | - | - |
| ROE | 10.6% | 9.9% | 15.3% | 16.3% | 23.0% | 11.9% | 7.5% | 7.5% | 8.6% | 9.2% |
| ROA | 0.9% | 0.8% | 1.2% | 1.1% | 1.6% | 0.7% | 0.7% | 0.7% | 0.8% | 0.8% |
Quarterly Financials
Last 8 quarters| Metric | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - |
| Net Income | $75.7M | $60.9M | $12.9M | $46.7M | $58.1M | $49.7M | $86.8M | $47.6M |
| Total Assets | $24.3B | $22.6B | $22.4B | $21.5B | $20.9B | $21.3B | $21.9B | $22.0B |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026
Insider Trading
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Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Customers Bancorp, Inc. Free Cash Flow & Dividend Coverage
Free Cash Flow
$481.0M
FY2025
FCF Margin
-
FCF / Revenue
Operating Cash Flow
$494.8M
Cash from operations
FCF / Net Income
2.15x
Quality earnings
Generates approximately $1M in free cash flow per day.
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $91.4M | $62.2M | $97.5M | $41.3M | $133.4M | $295.5M | -$20.8M | $124.7M | $145.1M | $494.8M |
| CapEx | -$5.4M | -$2.1M | -$1.8M | -$1.5M | -$4.7M | -$613,000 | -$4.0M | -$590,000 | -$1.5M | -$13.7M |
| Free Cash Flow | $86.0M | $60.1M | $95.7M | $39.8M | $128.8M | $294.9M | -$24.9M | $124.1M | $143.6M | $481.0M |
| FCF Margin | - | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC 10-K · Updated Feb 28, 2026
Customers Bancorp, Inc. Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for CUBI.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Customers Bancorp, Inc. FAQ
Does Customers Bancorp, Inc. pay dividends?
No, Customers Bancorp, Inc. (CUBI) does not currently pay dividends to shareholders.
What is Customers Bancorp, Inc.'s financial health score?
Customers Bancorp, Inc. has a financial health score of 51/100 (Grade: D), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Customers Bancorp, Inc. financial data are available?
10 years of financial data are available for Customers Bancorp, Inc. from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.