Company / Return on Equity (ROE)
Community Bank System, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
10.5%
FY2025
5-year range
7.8% / 12.1%
FY2021-FY2025
Trend
+1.4%
vs FY2024
Sector context
#200 of 387
Financials
What the data says
At 10.5%, Community Bank System, Inc.'s return on equity (roe) ranks #200 of 387 in the Financials sector. Return on Equity (ROE) has fluctuated over the past 10 years, ranging from 7.8% in FY2023 to 12.1% in FY2022.
Based on SEC 10-K filings.
10.5% in FY2025 with a 5-year CAGR of +2.7%.
Improved from 7.8% to 10.5% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -1.6pp
- 5-Year Change
- +2.7pp
- 10-Year Change
- -
Sector benchmark
#200 of 387 in FinancialsTop 52% of 387This company 10.5% Sector average 17.3%
▼
-39.4% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 1.4% year-over-year.
- Currently 6.8pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2022.
- Lowest return on equity (roe) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.8%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 10.5% | +1.4% |
| FY2024 | 10.3% | +33.2% |
| FY2023 | 7.8% | -35.9% |
| FY2022 | 12.1% | +34.2% |
| FY2021 | 9.0% | +15.3% |
| FY2020 | 7.8% | -14.1% |
| FY2019 | 9.1% | -7.4% |
| FY2018 | 9.8% | +6.7% |
| FY2017 | 9.2% | +6.5% |
| FY2016 | 8.7% | +8.2% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026