Company / Operating Cash Flow
Community Bank System, Inc. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$301.9M
FY2025
5-year range
$202.5M / $301.9M
FY2021-FY2025
Trend
+24.6%
vs FY2024
Sector context
#198 of 413
Financials
What the data says
At $302M, Community Bank System, Inc.'s operating cash flow ranks #198 of 413 in the Financials sector. Operating Cash Flow has increased for 5 consecutive years, from $179M in FY2020 to $302M in FY2025.
Based on SEC 10-K filings.
$302M in FY2025 with a 5-year CAGR of +11.0%.
Improved from $228M to $302M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +12.0%
- 5-Year CAGR
- +11.0%
- 10-Year CAGR
- -
Sector benchmark
#198 of 413 in FinancialsTop 48% of 413This company $301.9M Sector average $636.4M
▼
-52.6% below sector average
Key checks
Key Insights
- Community Bank System, Inc.'s operating cash flow has grown for 5 consecutive years.
- 5-year CAGR of +11.0%, indicating consistent growth.
- In FY2025, operating cash flow increased 24.6% year-over-year.
- Ranks #198 out of 413 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.8%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $301.9M | +24.6% |
| FY2024 | $242.3M | +6.1% |
| FY2023 | $228.4M | +6.4% |
| FY2022 | $214.6M | +6.0% |
| FY2021 | $202.5M | +12.8% |
| FY2020 | $179.5M | -11.4% |
| FY2019 | $202.5M | -8.5% |
| FY2018 | $221.4M | +16.7% |
| FY2017 | $189.7M | +39.7% |
| FY2016 | $135.8M | +13.6% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026