Company / Interest Expense
Community Bank System, Inc. Interest Expense History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$192.7M
FY2025
5-year range
$13.0M / $437.3M
FY2021-FY2025
Trend
-0.9%
vs FY2024
Sector context
#132 of 224
Financials
What the data says
At $193M, Community Bank System, Inc.'s interest expense ranks #93 of 224 in the Financials sector. Interest Expense has fluctuated over the past 10 years, ranging from $11M in FY2016 to $437M in FY2023.
Based on SEC 10-K filings.
$193M in FY2025 with a 5-year CAGR of +56.0%.
Improved from $437M to $193M over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +102.8%
- 5-Year CAGR
- +56.0%
- 10-Year CAGR
- -
Sector benchmark
#93 of 224 in FinancialsTop 41% of 224This company $192.7M Sector average $1.1B
▼
-83.2% below sector average
Key checks
Key Insights
- 5-year CAGR of +56.0%, indicating consistent growth.
- In FY2025, interest expense decreased 0.9% year-over-year.
- Ranks #132 out of 224 companies in the Financials sector.
- Peak interest expense was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.8%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $192.7M | -0.9% |
| FY2024 | $194.4M | -55.5% |
| FY2023 | $437.3M | +1793.1% |
| FY2022 | $23.1M | +77.6% |
| FY2021 | $13.0M | -37.7% |
| FY2020 | $20.9M | -21.4% |
| FY2019 | $26.6M | +50.2% |
| FY2018 | $17.7M | +28.3% |
| FY2017 | $13.8M | +22.0% |
| FY2016 | $11.3M | +0.8% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026