Company / FCF Margin
Community Bank System, Inc. FCF Margin History
FY2022-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
28.5%
FY2025
5-year range
28.5% / 32.2%
FY2022-FY2025
Trend
-3.9%
vs FY2024
Sector context
#80 of 206
Financials
What the data says
At 28.5%, Community Bank System, Inc.'s fcf margin ranks #80 of 206 in the Financials sector. Declined from 32.2% to 28.5% over the past 2 years.
Based on SEC 10-K filings.
28.5% in FY2025 with a 3-year CAGR of -1.2%.
Declined from 32.2% to 28.5% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -1.2pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
#80 of 206 in FinancialsTop 39% of 206This company 28.5% Sector average 207.7%
▼
-86.3% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 3.9% year-over-year.
- Currently 179.2pp below the Financials sector average.
Company context
Key Data Points
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.8%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 28.5% | -3.9% |
| FY2024 | 29.7% | -7.7% |
| FY2023 | 32.2% | +8.4% |
| FY2022 | 29.7% | - |
| FY2021 | - | - |
| FY2020 | - | - |
| FY2019 | - | - |
| FY2018 | - | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026