Company / Operating Margin
CNO Financial Group Operating Margin History
FY2017-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
12.3%
FY2025
5-year range
11.1% / 13.1%
FY2021-FY2025
Trend
-0.4%
vs FY2024
Sector context
#67 of 103
Financials
What the data says
At 12.3%, CNO Financial Group's operating margin ranks #67 of 103 in the Financials sector. Operating Margin has fluctuated over the past 9 years, ranging from 8.8% in FY2018 to 13.1% in FY2022.
Based on SEC 10-K filings.
12.3% in FY2025 with a 5-year CAGR of +0.2%.
Improved from 11.1% to 12.3% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- -0.7pp
- 5-Year Change
- +0.2pp
- 10-Year Change
- -
Sector benchmark
#67 of 103 in FinancialsTop 65% of 103This company 12.3% Sector average -48.0%
▼
+125.7% above sector average
Key checks
Key Insights
- In FY2025, operating margin decreased 0.4% year-over-year.
- Currently 60.3pp above the Financials sector average.
- Peak operating margin was recorded in FY2022.
- Lowest operating margin in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.24 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 12.3% | -0.4% |
| FY2024 | 12.4% | +11.7% |
| FY2023 | 11.1% | -15.1% |
| FY2022 | 13.1% | +4.5% |
| FY2021 | 12.5% | +2.9% |
| FY2020 | 12.1% | +32.4% |
| FY2019 | 9.2% | +3.7% |
| FY2018 | 8.8% | -16.4% |
| FY2017 | 10.6% | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Mar 29, 2026