Company / Return on Equity (ROE)
CIVISTA BANCSHARES, INC. Return on Equity (ROE) History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
8.5%
FY2025
5-year range
8.2% / 12.0%
FY2021-FY2025
Trend
+4.2%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Return on Equity (ROE) returned to growth in FY2025 after 2 years of decline, reaching 8.5%.
Based on SEC 10-K filings.
8.5% in FY2025 with a 5-year CAGR of -0.7%.
Declined from 11.6% to 8.5% over the past 2 years.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -3.5pp
- 5-Year Change
- -0.7pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 4.2% year-over-year.
- Peak return on equity (roe) was recorded in FY2018.
- Lowest return on equity (roe) in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 8.5% | +4.2% |
| FY2024 | 8.2% | -29.4% |
| FY2023 | 11.6% | -3.7% |
| FY2022 | 12.0% | +16.9% |
| FY2021 | 10.3% | +11.6% |
| FY2020 | 9.2% | +6.9% |
| FY2019 | 8.6% | -31.3% |
| FY2018 | 12.5% | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026