Company / Interest Expense
CITIZENS FINANCIAL SERVICES INC Interest Expense History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$80.3M
FY2025
5-year range
$7.1M / $80.3M
FY2021-FY2025
Trend
+11.3%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Increased from $7M to $80M over the past 2 years.
Based on SEC 10-K filings.
$80M in FY2025 with a 5-year CAGR of +53.0%.
Increased from $7M to $80M over the past 2 years.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +114.7%
- 5-Year CAGR
- +53.0%
- 10-Year CAGR
- -
Key checks
Key Insights
- 5-year CAGR of +53.0%, indicating consistent growth.
- In FY2025, interest expense increased 11.3% year-over-year.
- Lowest interest expense in the period was in FY2018.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $80.3M | +11.3% |
| FY2024 | $72.1M | +915.3% |
| FY2023 | $7.1M | -12.3% |
| FY2022 | $8.1M | -32.7% |
| FY2021 | $12.0M | +25.8% |
| FY2020 | $9.6M | +64.0% |
| FY2019 | $5.8M | +15.8% |
| FY2018 | $5.0M | - |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026