Company / Return on Assets (ROA)
Cincinnati Financial Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
5.8%
FY2025
5-year range
-1.6% / 9.5%
FY2021-FY2025
Trend
-7.0%
vs FY2024
Sector context
#63 of 400
Financials
What the data says
Cincinnati Financial's return on assets (roa) of 5.8% is higher than 84% of companies in the Financials sector (FY2025). Return on Assets (ROA) has fluctuated over the past 10 years, ranging from -1.6% in FY2022 to 9.5% in FY2021.
Based on SEC 10-K filings.
5.8% in FY2025 with a 5-year CAGR of +1.4%. Top quartile in the Financials sector.
Improved from 5.6% to 5.8% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +7.5pp
- 5-Year Change
- +1.4pp
- 10-Year Change
- -
Sector benchmark
+177.7% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) decreased 7.0% year-over-year.
- Currently 3.7pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2021.
- Lowest return on assets (roa) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.92 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 5.8% | -7.0% |
| FY2024 | 6.3% | +11.7% |
| FY2023 | 5.6% | +442.7% |
| FY2022 | -1.6% | -117.3% |
| FY2021 | 9.5% | +114.0% |
| FY2020 | 4.4% | -43.8% |
| FY2019 | 7.9% | +500.0% |
| FY2018 | 1.3% | -72.6% |
| FY2017 | 4.8% | +64.8% |
| FY2016 | 2.9% | -13.7% |
As of FY2025 · SEC 10-K · Updated Mar 2, 2026