CHOICEONE FINANCIAL SERVICES INC Cash Flow Statement
COFS|2 years of annual SEC 10-K data (FY2024-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 2 fiscal years. All figures from audited SEC 10-K filings.
CHOICEONE FINANCIAL SERVICES INC generated $32M in operating cash flow and $25M in free cash flow in FY2025. Free cash flow margin was 11.1% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 |
|---|---|---|
| Net Income | $28.2M | $26.7M |
| Operating Cash Flow | $31.8M | $47.1M |
| Capital Expenditures | $6.6M | $1.7M |
| Free Cash Flow | $25.2M | $45.4M |
| Share Buybacks | $2.7M | $0 |
| Dividends Paid | $16.9M | $9.0M |
| FCF Margin | 11.1% | 32.6% |