Company / R&D Expense
Chime Financial, Inc. R&D Expense History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest R&D Expense
$934.9M
FY2025
5-year range
$259.0M / $934.9M
FY2023-FY2025
Trend
+202.0%
vs FY2024
Sector context
#3 of 21
Financials
What the data says
R&D Expense changed +202% YoY in FY2025, a notable deviation from the 2-year average annual change of +111%.
Based on SEC 10-K filings.
$935M in FY2025. Ranks 3rd among 21 companies in Financials.
Improved from $259M to $935M over the past 2 years.
Financials sector context is included.
R&D Expense over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Top 14% in FinancialsTop 14% of 21This company $934.9M Sector average $383.2M
▼
+144.0% above sector average
Key checks
Key Insights
- In FY2025, r&d expense increased 202.0% year-over-year.
- Ranks #3 out of 21 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score -0.44 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | R&D ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $934.9M | +202.0% |
| FY2024 | $309.6M | +19.5% |
| FY2023 | $259.0M | - |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026