Company / Total Debt
Carvana Total Debt History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$4.9B
FY2025
5-year range
$2.7B / $6.5B
FY2021-FY2025
Trend
-7.2%
vs FY2024
Sector context
#26 of 157
Consumer Discretionary
What the data says
Carvana's total debt of $4.9B is higher than 83% of companies in the Consumer Discretionary sector (FY2025). Total Debt has fluctuated over the past 8 years, ranging from $425M in FY2018 to $6.5B in FY2022.
Based on SEC 10-K filings.
$4.9B in FY2025 with a 5-year CAGR of +32.5%. Top quartile in the Consumer Discretionary sector.
Improved from $5.2B to $4.9B over the past 2 years.
Consumer Discretionary sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- -8.8%
- 5-Year CAGR
- +32.5%
- 10-Year CAGR
- -
Sector benchmark
+30.4% above sector average
Key checks
Key Insights
- 5-year CAGR of +32.5%, indicating consistent growth.
- In FY2025, total debt decreased 7.2% year-over-year.
- Ranks #26 out of 157 companies in the Consumer Discretionary sector.
- Peak total debt was recorded in FY2022.
Company context
Key Data Points
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 37.7%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $4.9B | -7.2% |
| FY2024 | $5.3B | +2.3% |
| FY2023 | $5.2B | -20.1% |
| FY2022 | $6.5B | +136.4% |
| FY2021 | $2.7B | +127.3% |
| FY2020 | $1.2B | +68.3% |
| FY2019 | $716.7M | +68.5% |
| FY2018 | $425.3M | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026