Company / Total Debt
CarMax, Inc. Total Debt History
FY2019-FY2026 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$17.3B
FY2026
5-year range
$17.3B / $18.2B
FY2022-FY2026
Trend
-4.8%
vs FY2025
Sector context
#7 of 150
Consumer Discretionary
What the data says
Among 150 Consumer Discretionary companies, CarMax, Inc. is in the bottom 5% for total debt. Total Debt has fluctuated over the past 8 years, ranging from $13.8B in FY2019 to $18.2B in FY2022.
Based on SEC 10-K filings.
$17.3B in FY2026 with a 5-year CAGR of +3.4%. Top quartile in the Consumer Discretionary sector.
Improved from $18.0B to $17.3B over the past 2 years.
Consumer Discretionary sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- -1.0%
- 5-Year CAGR
- +3.4%
- 10-Year CAGR
- -
Sector benchmark
+342.7% above sector average
Key checks
Key Insights
- 5-year CAGR of +3.4%, indicating consistent growth.
- In FY2026, total debt decreased 4.8% year-over-year.
- Ranks #7 out of 150 companies in the Consumer Discretionary sector.
- Peak total debt was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2026 | $17.3B | -4.8% |
| FY2025 | $18.1B | +1.0% |
| FY2024 | $18.0B | +1.0% |
| FY2023 | $17.8B | -2.2% |
| FY2022 | $18.2B | +24.3% |
| FY2021 | $14.6B | -2.2% |
| FY2020 | $14.9B | +8.5% |
| FY2019 | $13.8B | - |
| FY2018 | - | - |
| FY2017 | - | - |
As of FY2026 · SEC 10-K · Updated Jul 4, 2026