Business First Bancshares, Inc. Altman Z-Score
BFST / Financials|Modified Z-Score (book value) based on FY2025 data
Unable to determine
The available inputs do not produce a zone classification.
The Altman Z-Score uses 5 financial ratios. Learn more
Components: book value of equity, working capital, retained earnings, EBIT, and revenue-to-assets — all derived from SEC FY2025 10-K filings.
5-Factor Decomposition
Working Capital / Total Assets
- Ratio
- -
- Weight
- 0.717
- Contribution
- -
Retained Earnings / Total Assets
- Ratio
- -
- Weight
- 0.847
- Contribution
- -
EBIT / Total Assets
- Ratio
- -
- Weight
- 3.107
- Contribution
- -
Book Equity / Total Liabilities
- Ratio
- 0.123
- Weight
- 0.420
- Contribution
- 0.051
Revenue / Total Assets
- Ratio
- -
- Weight
- 0.998
- Contribution
- -
| Component | Ratio | Weight | Contribution |
|---|---|---|---|
| Working Capital / Total Assets | - | 0.717 | - |
| Retained Earnings / Total Assets | - | 0.847 | - |
| EBIT / Total Assets | - | 3.107 | - |
| Book Equity / Total Liabilities | 0.123 | 0.420 | 0.051 |
| Revenue / Total Assets | - | 0.998 | - |
| Total Z-Score | - | ||
As of FY2025 · SEC 10-K Annual Filings · Updated Feb 28, 2026
Z-Score Zones
Safe Zone - score above the 2.9 boundary used in the Altman model.
Grey Zone - score between the 1.23 and 2.9 boundaries used in the Altman model.
Distress Zone - score below the 1.23 boundary used in the Altman model.