Blend Labs, Inc. Working Capital History
BLND / Information Technology|6 years of SEC 10-K data (FY2020-FY2025)
$82M in FY2025 with a 5-year CAGR of -11.5%.
Declined from $138M to $82M over the past 2 years.
Blend Labs, Inc.'s working capital of $82M is lower than 80% of companies in the Information Technology sector (FY2025). Working Capital has declined for 4 consecutive years, from $553M in FY2021 to $82M in FY2025.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score -5.92 (distress zone, below 1.8 threshold)
- Negative profit margin: -26.8%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
- 3-Year CAGR
- -39.0%
- 5-Year CAGR
- -11.5%
- 10-Year CAGR
- -
Working Capital Trend
Bottom 20% in Information TechnologyTop 80% of 321This company $81.9M Sector average $1.3B
▼
-93.8% below sector average
Key Insights
- Blend Labs, Inc.'s working capital has declined for 4 consecutive years.
- 5-year CAGR of -11.5%, indicating a declining trend.
- In FY2025, working capital decreased 14.9% year-over-year.
- Ranks #256 out of 321 companies in the Information Technology sector.
Annual Data
| Year | Working Capital | YoY Growth |
|---|---|---|
| FY2025 | $81.9M | -14.9% |
| FY2024 | $96.2M | -30.4% |
| FY2023 | $138.3M | -61.7% |
| FY2022 | $360.6M | -34.8% |
| FY2021 | $553.0M | +265.9% |
| FY2020 | $151.1M | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026