BAR HARBOR BANKSHARES Financial Ratios
BHB|FY2022 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2022 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2022)
Return on Equity
11.1%
Profit Margin
148.3%
Net Income / Revenue
Asset Turnover
0.01
Revenue / Total Assets
Equity Multiplier
9.94
Total Assets / Equity
Composite: 11.1% (reported: 11.1%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$67.7M
EBITDA Margin
230.5%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
4.35
Efficiency
Asset Turnover
0.01
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2022 · SEC 10-K · Updated Jun 24, 2026
Earnings Quality
Accrual Ratio
-0.3%
+0.2pp YoY
Earnings are roughly in line with operating cash flow.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.