Company / Return on Assets (ROA)
Atlanticus Holdings Corp Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
1.6%
FY2025
5-year range
1.6% / 9.2%
FY2021-FY2025
Trend
-52.9%
vs FY2024
Sector context
#175 of 400
Financials
What the data says
At 1.6%, Atlanticus Holdings Corp's return on assets (roa) ranks #175 of 400 in the Financials sector. Return on Assets (ROA) has declined for 4 consecutive years, from 9.2% in FY2021 to 1.6% in FY2025.
Based on SEC 10-K filings.
1.6% in FY2025 with a 5-year CAGR of -6.2%.
Declined from 3.8% to 1.6% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -4.1pp
- 5-Year Change
- -6.2pp
- 10-Year Change
- -
Sector benchmark
#175 of 400 in FinancialsTop 44% of 400This company 1.6% Sector average 2.1%
▼
-24.0% below sector average
Key checks
Key Insights
- Atlanticus Holdings Corp's return on assets (roa) has declined for 4 consecutive years.
- In FY2025, return on assets (roa) decreased 52.9% year-over-year.
- Currently 0.5pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.35 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.6% | -52.9% |
| FY2024 | 3.4% | -10.5% |
| FY2023 | 3.8% | -33.1% |
| FY2022 | 5.7% | -37.9% |
| FY2021 | 9.2% | +17.3% |
| FY2020 | 7.8% | +176.6% |
| FY2019 | 2.8% | +108.9% |
| FY2018 | 1.4% | +114.1% |
| FY2017 | -9.6% | -447.4% |
| FY2016 | -1.8% | -386.9% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026