Atlanticus Holdings Corp Financial Ratios
ATLC / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.35 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
20.1%
Profit Margin
6.2%
Net Income / Revenue
Asset Turnover
0.26
Revenue / Total Assets
Equity Multiplier
12.52
Total Assets / Equity
Composite: 20.1% (reported: 20.1%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$463.2M
EBITDA Margin
23.5%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
2.11
Efficiency
Asset Turnover
0.26
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2025 · SEC 10-K · Updated Mar 28, 2026
Earnings Quality
Accrual Ratio
-9.5%
+1.5pp YoY
Earnings are primarily supported by operating cash flow.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.