Arthur J. Gallagher & Co. (AJG) Stock & Financials
Data as of (550 days ago)|Source: SEC EDGAR
Arthur J. Gallagher & Co. (AJG) is a insurance brokers company. The company reports annual revenue of $13.0B and net income of $1.6B. Its profit margin is 12.3%.
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Arthur J. Gallagher & Co. Key Financials(TTM Est.)
Data from SEC EDGAR filings. TTM = Trailing Twelve Months.
Arthur J. Gallagher & Co. Financial Health ScoreFY2025
Moderate health; several metrics need attention
-11 pts YoYThis Financial Health Score is a proprietary metric calculated from SEC EDGAR filings for educational and informational purposes only. It does not constitute investment advice or a recommendation to buy or sell any security. Results vary significantly by industry. Conduct your own research before making investment decisions.
Data Highlights
- Altman Z-Score 0.49 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Arthur J. Gallagher & Co. Recent Events
Source: SEC EDGAR 8-K Filings
5-Year Revenue & Net Income Trend
Chart shows fiscal year data from SEC EDGAR filings. Hover over data points for details.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Revenue Breakdown (FY2024)
See Arthur J. Gallagher & Co. detailed breakdown →Showing top 3 of 6 segments
As of FY2024 · SEC 10-K Annual Filings · Updated Jan 28, 2026
About Arthur J. Gallagher & Co.
Arthur J. Gallagher & Co. (Gallagher) is an insurance brokerage and risk management services company based in Rolling Meadows, Illinois, a suburb of Chicago. The company provides insurance brokerage and risk management services, which primarily includes processing of workers compensation and automobile insurance claims via the company's adjusters.
- Industry
- Insurance Brokers
Valuation
Valuation Data UnavailablePrice-based valuation metrics (P/E, P/B) require real-time stock price data which is not included in SEC filings.
Benjamin Graham: Graham recommended P/E ratio not exceed 15 for reasonable valuation. Understanding valuation metrics
Profitability
Positive Marginsvs 27.4% sector median / 27.5% avg
Generates $6.9 in profit for every $100 of shareholder equity. Higher than 0% in Financials.
vs 13.9% sector median / 12.1% avg
Keeps 12 cents of every dollar in revenue as profit. Higher than 40% in Financials.
5th consecutive year of revenue growth.
* Some quarterly data is missing. Values are calculated based on annual report figures.
Profit margin of 12.3% is above 10%.
Warren Buffett: Buffett looks for consistent ROE above 20% as a sign of competitive advantage. How to evaluate profitability
Financial Health
Moderate Leveragevs 0.62 sector median / 0.90 avg
Carries $0.52 in debt for every $1 of equity. Lower debt than 83% in Financials. Debt has increased over the past 5 years.
Debt-to-equity ratio of 0.52. Debt is 42% below sector average.
Peter Lynch: Lynch: normal balance sheet has 75% equity, 25% debt. Understanding financial health
Dividend
Dividend Data UnavailableDividend yield data is not available from SEC filings. Check the company's investor relations page for dividend information.
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Arthur J. Gallagher & Co. 10-Year Revenue, Profit & Cash Flow History
Net income reached a record high of $1.5B in FY2025.
Annual Financials
FY2025 - FY2016| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.9B(+20.7%) | $11.6B(+14.7%) | $10.1B(+17.8%) | $8.6B(+4.2%) | $8.2B(+17.2%) | $7.0B(-2.7%) | $7.2B(+291.5%) | $1.8B(+30.1%) | $1.4B(-74.7%) | $5.6B(+3.8%) |
| Net Income | $1.5B(+2.1%) | $1.5B(+50.8%) | $970.0M(-12.9%) | $1.1B(+22.9%) | $906.8M(+10.7%) | $818.8M(+22.4%) | $668.8M(+5.6%) | $633.5M(+31.6%) | $481.3M(+21.3%) | $396.8M(+11.2%) |
| Total Assets | $70.7B | $64.3B | $51.6B | $38.4B | $33.2B | $22.3B | $19.6B | $16.3B | $14.9B | $13.5B |
| Total Debt | $12.9B | $23.0M | $23.6M | $16.8M | $22.6M | $19.6M | $18.5M | $19.9M | $19.7M | $26.9M |
| Total Equity | $23.3B | $20.2B | $10.8B | $9.1B | $8.5B | $6.2B | $5.2B | $4.5B | $4.2B | $3.6B |
| Profit Margin | 10.7% | 12.7% | 9.6% | 13.0% | 11.1% | 11.7% | 9.3% | 34.5% | 34.1% | 7.1% |
| ROE | 6.4% | 7.3% | 9.0% | 12.2% | 10.7% | 13.2% | 13.0% | 14.1% | 11.4% | 11.0% |
| ROA | 2.1% | 2.3% | 1.9% | 2.9% | 2.7% | 3.7% | 3.4% | 3.9% | 3.2% | 2.9% |
Quarterly Financials
Last 8 quarters| Metric | Q1 2026 | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.7B | $8.8B | $6.0B | $3.3B | $7.6B | $5.1B | $2.7B | $6.5B |
| Net Income | $704.0M | $1.2B | $891.8M | $608.4M | $1.0B | $721.0M | $486.5M | $978.7M |
| Total Assets | $74.1B | $57.2B | $63.0B | $61.0B | $53.2B | $54.4B | $45.1B | $38.5B |
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
2 insiders sold shares worth $1.8M, despite revenue growth of +20.7% YoY. Divergence signal strength: 40/100.
Insider Trading
Source: SEC EDGAR Form 4 filings. Only purchase (P) and sale (S) transactions shown.
Arthur J. Gallagher & Co. Dividend Safety Analysis & Growth History
Dividend Status
Dividend PayerThis company pays dividends. Historical dividend data shown below.
5-year dividend CAGR: +1.6%.
Annual Dividends
2016 - 2025| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend/Share | $1.52 | $1.56 | $1.64 | $1.72 | $1.80 | $1.92 | $2.04 | $2.20 | $2.40 | $1.95 |
| YoY Growth | +2.7% | +2.6% | +5.1% | +4.9% | +4.7% | +6.7% | +6.3% | +7.8% | +9.1% | -18.8% |
| Payments | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 |
| Increased | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No |
Learn more:Dividend investing guideHow to evaluate dividend safety
As of FY2025 · SEC XBRL dividend facts · Last checked Jul 1, 2026
Arthur J. Gallagher & Co. Free Cash Flow & Dividend Coverage
Cash Flow History
FY2016 - FY2025| Metric | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | $649.6M | $854.2M | $765.1M | $1.2B | $1.8B | $1.4B | $1.4B | $2.0B | $2.6B | $1.9B |
| CapEx | -$217.8M | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | $431.8M | - | - | - | - | - | - | - | - | - |
| FCF Margin | 7.7% | - | - | - | - | - | - | - | - | - |
Source: SEC EDGAR 10-K filings. FCF = Operating Cash Flow - Capital Expenditures. Free cash flow guide
As of FY2025 · SEC Form 10-K · Last checked Jul 2, 2026
Arthur J. Gallagher & Co. Risk Factors
Company-disclosed SEC risk factors
Risk factors are disclosed by the company in its SEC Form 10-K, Item 1A. Billiver does not classify or summarize company-specific legal, operational, financial, or market risks here.
Sector context: Financials. This is not a Billiver risk assessment for AJG.
Source note: the SEC Form 10-K includes Item 1A, "Risk Factors." The full risk-factor text should be read from the company’s own SEC filing.
Arthur J. Gallagher & Co. FAQ
What is Arthur J. Gallagher & Co.'s annual revenue?
Arthur J. Gallagher & Co. (AJG) reported $13.0 billion in trailing twelve-month (TTM) revenue. This financial data is compiled from SEC EDGAR 10-K filings.
Is Arthur J. Gallagher & Co. profitable?
Yes, Arthur J. Gallagher & Co. is profitable with a 12.3% net profit margin and $1.6 billion in net income (TTM). All figures from SEC EDGAR 10-K filings.
Does Arthur J. Gallagher & Co. pay dividends?
Yes, Arthur J. Gallagher & Co. pays regular dividends. View the full dividend history and payout analysis on this page.
What is Arthur J. Gallagher & Co.'s financial health score?
Arthur J. Gallagher & Co. has a financial health score of 63/100 (Grade: C), evaluating profitability, solvency, liquidity, and growth based on SEC EDGAR data.
How many years of Arthur J. Gallagher & Co. financial data are available?
10 years of financial data are available for Arthur J. Gallagher & Co. from FY2016 to FY2025. All figures are compiled from SEC EDGAR 10-K filings.