Apple Inc. Altman Z-Score
AAPL / Information Technology|Modified Z-Score (book value) based on FY2025 data
Apple Inc.'s Altman Z-Score of 2.35 places the company in the "grey zone" used by the Altman model (1.23-2.9) for FY2025. Z-Score is calculated from 5 financial ratios derived from Apple Inc.'s SEC 10-K filing, evaluated in the context of the Information Technology sector.
Based on SEC 10-K filings.
Key Data Points
- Piotroski F-Score: 8/9 criteria passed
- Altman Z-Score 2.35 (gray zone, between 1.23 and 2.9)
Data sourced from SEC EDGAR filings. Not investment advice.
Grey Zone (1.23 - 2.9)
The score falls between the 1.23 and 2.9 boundaries used in the Altman model.
The Altman Z-Score uses 5 financial ratios. Learn more
Profit margin ranks in the top 10% of Information Technology companies
Components: book value of equity, working capital, retained earnings, EBIT, and revenue-to-assets — all derived from SEC FY2025 10-K filings.
5-Factor Decomposition
Working Capital / Total Assets
- Ratio
- -0.049
- Weight
- 0.717
- Contribution
- -0.035
Retained Earnings / Total Assets
- Ratio
- -0.040
- Weight
- 0.847
- Contribution
- -0.034
EBIT / Total Assets
- Ratio
- 0.370
- Weight
- 3.107
- Contribution
- 1.151
Book Equity / Total Liabilities
- Ratio
- 0.258
- Weight
- 0.420
- Contribution
- 0.108
Revenue / Total Assets
- Ratio
- 1.158
- Weight
- 0.998
- Contribution
- 1.156
| Component | Ratio | Weight | Contribution |
|---|---|---|---|
| Working Capital / Total Assets | -0.049 | 0.717 | -0.035 |
| Retained Earnings / Total Assets | -0.040 | 0.847 | -0.034 |
| EBIT / Total Assets | 0.370 | 3.107 | 1.151 |
| Book Equity / Total Liabilities | 0.258 | 0.420 | 0.108 |
| Revenue / Total Assets | 1.158 | 0.998 | 1.156 |
| Total Z-Score | 2.35 | ||
As of FY2025 · SEC Form 10-K · Last checked Jun 21, 2026
Z-Score Zones
Safe Zone - score above the 2.9 boundary used in the Altman model.
Grey Zone - score between the 1.23 and 2.9 boundaries used in the Altman model.
Distress Zone - score below the 1.23 boundary used in the Altman model.