Amerisafe, Inc. Return on Assets (ROA) History
AMSF / Financials|10 years of SEC 10-K data (FY2016-FY2025)
4.2% in FY2025 with a 5-year CAGR of -1.7%. Top quartile in the Financials sector.
Declined from 5.1% to 4.2% over the past 2 years.
Amerisafe, Inc.'s return on assets (roa) of 4.2% is higher than 78% of companies in the Financials sector (FY2025). Return on Assets (ROA) has fluctuated over the past 10 years, ranging from 3.0% in FY2017 to 6.2% in FY2019.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.46 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
- 3-Year Change
- -0.2pp
- 5-Year Change
- -1.7pp
- 10-Year Change
- -
Return on Assets (ROA) Trend
Top 22% in FinancialsTop 22% of 400This company 4.2% Sector average 2.1%
▼
+98.1% above sector average
Key Insights
- In FY2025, return on assets (roa) decreased 12.9% year-over-year.
- Currently 2.1pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2019.
- Lowest return on assets (roa) in the period was in FY2017.
Annual Data
| Year | Return on Assets (ROA) | YoY Growth |
|---|---|---|
| FY2025 | 4.2% | -12.9% |
| FY2024 | 4.8% | -5.1% |
| FY2023 | 5.1% | +15.3% |
| FY2022 | 4.4% | -6.6% |
| FY2021 | 4.7% | -20.4% |
| FY2020 | 5.9% | -5.2% |
| FY2019 | 6.2% | +31.3% |
| FY2018 | 4.7% | +55.1% |
| FY2017 | 3.0% | -40.5% |
| FY2016 | 5.1% | +9.4% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026