Company / Return on Equity (ROE)
American Financial Group Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
17.5%
FY2025
5-year range
17.5% / 39.8%
FY2021-FY2025
Trend
-12.0%
vs FY2024
Sector context
#83 of 388
Financials
What the data says
American Financial Group's return on equity (roe) of 17.5% is higher than 79% of companies in the Financials sector (FY2025). Return on Equity (ROE) has declined for 4 consecutive years, from 39.8% in FY2021 to 17.5% in FY2025.
Based on SEC 10-K filings.
17.5% in FY2025 with a 5-year CAGR of +6.7%. Top quartile in the Financials sector.
Declined from 20.0% to 17.5% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -4.7pp
- 5-Year Change
- +6.7pp
- 10-Year Change
- -
Sector benchmark
+6.8% above sector average
Key checks
Key Insights
- American Financial Group's return on equity (roe) has declined for 4 consecutive years.
- In FY2025, return on equity (roe) decreased 12.0% year-over-year.
- Currently 1.1pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.51 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 17.5% | -12.0% |
| FY2024 | 19.9% | -0.7% |
| FY2023 | 20.0% | -9.7% |
| FY2022 | 22.2% | -44.3% |
| FY2021 | 39.8% | +269.2% |
| FY2020 | 10.8% | -24.7% |
| FY2019 | 14.3% | +34.2% |
| FY2018 | 10.7% | +19.6% |
| FY2017 | 8.9% | -32.5% |
| FY2016 | 13.2% | +72.1% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026