Company / Profit Margin
American Express Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
15.0%
FY2025
5-year range
13.8% / 19.0%
FY2021-FY2025
Trend
-2.3%
vs FY2024
Sector context
#148 of 278
Financials
What the data says
At 15.0%, American Express's profit margin ranks #148 of 278 in the Financials sector. Profit Margin has fluctuated over the past 10 years, ranging from 7.4% in FY2017 to 19.0% in FY2021.
Based on SEC 10-K filings.
15.0% in FY2025 with a 5-year CAGR of +6.3%.
Improved from 13.8% to 15.0% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +0.8pp
- 5-Year Change
- +6.3pp
- 10-Year Change
- -
Sector benchmark
#148 of 278 in FinancialsTop 53% of 278This company 15.0% Sector average 70.2%
▼
-78.6% below sector average
Key checks
Key Insights
- In FY2025, profit margin decreased 2.3% year-over-year.
- Currently 55.2pp below the Financials sector average.
- Peak profit margin was recorded in FY2021.
- Lowest profit margin in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.36 (distress zone, below 1.8 threshold)
- Strong return on equity: 32.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 15.0% | -2.3% |
| FY2024 | 15.4% | +11.0% |
| FY2023 | 13.8% | -2.6% |
| FY2022 | 14.2% | -25.3% |
| FY2021 | 19.0% | +118.9% |
| FY2020 | 8.7% | -44.0% |
| FY2019 | 15.5% | -9.6% |
| FY2018 | 17.2% | +130.3% |
| FY2017 | 7.4% | -50.9% |
| FY2016 | 15.2% | -3.6% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026