Company / Operating Cash Flow
American Express Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$18.4B
FY2025
5-year range
$14.1B / $21.1B
FY2021-FY2025
Trend
+31.2%
vs FY2024
Sector context
#4 of 409
Financials
What the data says
Among 409 Financials companies, American Express is in the top 1% for operating cash flow. Operating Cash Flow returned to growth in FY2025 after 2 years of decline, reaching $18.4B.
Based on SEC 10-K filings.
$18.4B in FY2025 with a 5-year CAGR of +26.9%. Top quartile in the Financials sector.
Remained stable around $18.4B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -4.4%
- 5-Year CAGR
- +26.9%
- 10-Year CAGR
- -
Sector benchmark
Top 1% in FinancialsTop 1% of 409This company $18.4B Sector average $637.3M
▼
+2791.6% above sector average
Key checks
Key Insights
- 5-year CAGR of +26.9%, indicating consistent growth.
- In FY2025, operating cash flow increased 31.2% year-over-year.
- Ranks #4 out of 409 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.36 (distress zone, below 1.8 threshold)
- Strong return on equity: 32.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $18.4B | +31.2% |
| FY2024 | $14.1B | -24.3% |
| FY2023 | $18.6B | -12.0% |
| FY2022 | $21.1B | +43.9% |
| FY2021 | $14.6B | +161.9% |
| FY2020 | $5.6B | -59.0% |
| FY2019 | $13.6B | +52.7% |
| FY2018 | $8.9B | -34.0% |
| FY2017 | $13.5B | +63.3% |
| FY2016 | $8.3B | -22.6% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026