American Express Financial Ratios
AXP / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.36 (distress zone, below 1.8 threshold)
- Strong return on equity: 32.5%
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
32.4%
ROE ranks in the top 25% among Financials companies
Profit Margin
15.0%
Net Income / Revenue
Asset Turnover
0.24
Revenue / Total Assets
Equity Multiplier
8.96
Total Assets / Equity
Composite: 32.4% (reported: 32.4%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$31.2B
EBITDA Margin
43.1%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
1.06
Efficiency
Asset Turnover
0.24
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2025 · SEC 10-K · Updated Jul 4, 2026
Earnings Quality
Accrual Ratio
-2.7%
-1.2pp YoY
Earnings are roughly in line with operating cash flow.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.