AI Financial Corp Altman Z-Score
AIFC|Modified Z-Score (book value) based on FY2025 data
AI Financial Corp's Altman Z-Score of 6.82 places the company in the "safe zone" used by the Altman model (above 2.9) for FY2025.
Based on SEC 10-K filings.
Key Data Points
- Piotroski F-Score: 2/9 criteria passed
- Altman Z-Score 6.82 (safe zone, above 2.9 threshold)
- Cash-backed earnings: Operating cash flow exceeds net income
Data sourced from SEC EDGAR filings. Not investment advice.
Safe Zone (> 2.9)
The score is above the 2.9 boundary used in the Altman model.
The Altman Z-Score uses 5 financial ratios. Learn more
Components: book value of equity, working capital, retained earnings, EBIT, and revenue-to-assets — all derived from SEC FY2025 10-K filings.
5-Factor Decomposition
Working Capital / Total Assets
- Ratio
- -0.018
- Weight
- 0.717
- Contribution
- -0.013
Retained Earnings / Total Assets
- Ratio
- -0.330
- Weight
- 0.847
- Contribution
- -0.280
EBIT / Total Assets
- Ratio
- -0.019
- Weight
- 3.107
- Contribution
- -0.058
Book Equity / Total Liabilities
- Ratio
- 17.037
- Weight
- 0.420
- Contribution
- 7.155
Revenue / Total Assets
- Ratio
- 0.020
- Weight
- 0.998
- Contribution
- 0.020
| Component | Ratio | Weight | Contribution |
|---|---|---|---|
| Working Capital / Total Assets | -0.018 | 0.717 | -0.013 |
| Retained Earnings / Total Assets | -0.330 | 0.847 | -0.280 |
| EBIT / Total Assets | -0.019 | 3.107 | -0.058 |
| Book Equity / Total Liabilities | 17.037 | 0.420 | 7.155 |
| Revenue / Total Assets | 0.020 | 0.998 | 0.020 |
| Total Z-Score | 6.82 | ||
As of FY2025 · SEC 10-K Annual Filings · Updated Jun 24, 2026
Z-Score Zones
Safe Zone - score above the 2.9 boundary used in the Altman model.
Grey Zone - score between the 1.23 and 2.9 boundaries used in the Altman model.
Distress Zone - score below the 1.23 boundary used in the Altman model.