Company / Return on Equity (ROE)
Aflac Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
12.4%
FY2025
5-year range
12.4% / 24.8%
FY2021-FY2025
Trend
-40.7%
vs FY2024
Sector context
#151 of 388
Financials
What the data says
At 12.4%, Aflac's return on equity (roe) ranks #151 of 388 in the Financials sector. Return on Equity (ROE) has declined for 4 consecutive years, from 24.8% in FY2021 to 12.4% in FY2025.
Based on SEC 10-K filings.
12.4% in FY2025 with a 5-year CAGR of -1.9%.
Declined from 21.2% to 12.4% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -9.6pp
- 5-Year Change
- -1.9pp
- 10-Year Change
- -
Sector benchmark
#151 of 388 in FinancialsTop 39% of 388This company 12.4% Sector average 16.4%
▼
-24.4% below sector average
Key checks
Key Insights
- Aflac's return on equity (roe) has declined for 4 consecutive years.
- In FY2025, return on equity (roe) decreased 40.7% year-over-year.
- Currently 4.0pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.69 (distress zone, below 1.8 threshold)
- Strong profit margin: 23.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 12.4% | -40.7% |
| FY2024 | 20.9% | -1.6% |
| FY2023 | 21.2% | -3.4% |
| FY2022 | 21.9% | -11.7% |
| FY2021 | 24.8% | +74.4% |
| FY2020 | 14.2% | +24.8% |
| FY2019 | 11.4% | -8.4% |
| FY2018 | 12.4% | -33.5% |
| FY2017 | 18.7% | +44.2% |
| FY2016 | 13.0% | -9.2% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026