Company / Operating Cash Flow
Aflac Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$2.6B
FY2025
5-year range
$2.6B / $5.1B
FY2021-FY2025
Trend
-5.6%
vs FY2024
Sector context
#60 of 405
Financials
What the data says
Aflac's operating cash flow of $2.6B is higher than 85% of companies in the Financials sector (FY2025). Operating Cash Flow has declined for 5 consecutive years, from $6.0B in FY2020 to $2.6B in FY2025.
Based on SEC 10-K filings.
$2.6B in FY2025 with a 5-year CAGR of -15.6%. Top quartile in the Financials sector.
Declined from $3.2B to $2.6B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -13.0%
- 5-Year CAGR
- -15.6%
- 10-Year CAGR
- -
Sector benchmark
Top 15% in FinancialsTop 15% of 405This company $2.6B Sector average $611.8M
▼
+317.6% above sector average
Key checks
Key Insights
- Aflac's operating cash flow has declined for 5 consecutive years.
- 5-year CAGR of -15.6%, indicating a declining trend.
- In FY2025, operating cash flow decreased 5.6% year-over-year.
- Ranks #60 out of 405 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.69 (distress zone, below 1.8 threshold)
- Strong profit margin: 23.5%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $2.6B | -5.6% |
| FY2024 | $2.7B | -15.1% |
| FY2023 | $3.2B | -17.8% |
| FY2022 | $3.9B | -23.2% |
| FY2021 | $5.1B | -15.2% |
| FY2020 | $6.0B | +9.2% |
| FY2019 | $5.5B | -9.3% |
| FY2018 | $6.0B | -1.9% |
| FY2017 | $6.1B | +2.4% |
| FY2016 | $6.0B | -11.6% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026